Home / Financing Financing

Home Improvement Financing

Energy Loans can be used for a wide range of energy efficiency and renewable energy upgrades including tank, hybrid and tankless water heaters, insulation, air sealing, heating, cooling, windows, solar PV, electric cars and electric bike purchases!

Interest rates start as low as 2.75% with no money down. Loans can be paid in part or in full with zero prepayment penalty. Home Energy Loans can be combined with rebates to fully fund your home upgrades. Let your more efficient equipment and appliances pay themselves off with lower energy bills today!

We offer financing

We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

  • Finance projects up to $25,000*
  • Terms from 3 to 60 months*
  • APRs range from 0 to 29.99%*
  • No hidden fees or compounding interest

Prequalify today with no impact to your credit and contact us to learn about financing your next project!

*All financing is subject to credit approval. Terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,000 purchase could cost $45.18 a month for 24 months, based on a 7.9% APR. See additional terms at http://wisetack.com/faqs.


Apply Now for FTL Financing

  • Fast and easy application
  • Finance projects as low as $300, including service and repair work
  • Approvals based on your financial situation, not just your credit score
  • No prepayment penalties
  • No default rate for missed payments
  • Committed support team
  • Online account management and payment options
  • Finance 100% of project costs
  • Loans available from $500 to $50,000
  • Up to 15-year terms
  • Interest rates start at 2.75% for FICO scores of 740+ and a 3-year term
  • Borrowers approved with credit scores as low as 580
  • No prepayment penalties

Tank, tankless and hybrid water heaters qualify for low rates and flexible terms when they are energy efficient home improvements. Save on utility bills and your environmental footprint with Clean Energy Credit Union’s home energy efficiency improvement loans.

Play Video

Elevations Home Energy Loan can finance tank, tankless and hybrid water heaters, renewable solar energy, new windows, and efficient appliances. Elevations provides energy loans to homeowners across the state of Colorado through longstanding partnerships with local and statewide initiatives.

Play Video

If you are looking to improve the overall energy efficiency of your home, Westerra's RENU Energy Loan can help.

  • Low, fixed interest rates
  • No money down; finance up to 100% of the cost of the project
  • Loan terms up to 15 years
  • No prepayment penalties

Your Tankless Unit Experts

Since our founding in November 2006, Hot Water Now! has provided home and business owners with cost-effective and reliable tankless water heater services. When your home or business uses a large amount of hot water or you want to reduce energy costs, we recommend installing a tankless water heater. Our competitive prices, in-depth knowledge of tankless water heaters, and integrity make us the go-to team for tankless water heating services.

For more information about our maintenance, repair, replacement, and installation services for tankless water heaters, contact us at Hot Water Now! We serve: